Choosing the right vehicle for retirement can be difficult. With so many choices you want to be sure you are getting the right product to fit your specific needs. With a fixed index annuity you get the guarantee and safety of principal and credit interest and the potential of market linked growth with no risk of loss of principal due to market downturns.

Annuity values accumulate on a tax deferred basis until withdrawn allowing your money to grow faster because you earn interest that would otherwise be paid as taxes. A fixed index annuity can provide you with a guaranteed income stream for those concerned about outliving their money in retirement. A fixed index annuity can be deferred or immediate depending on your age and initial deposit. Finally, a fixed index annuity can transfer wealth to your family while avoiding probate.