Final Expense Insurance
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Final Expense Insurance
Final Expense is a type of coverage designed to alleviate the financial burden placed on loved ones after the death of a family member. The benefits go to your beneficiary "Income Tax Free". Final Expense coverage is permanent coverage with most plans covering the insured until they turn 120 years old.
The cost of a funeral and all it's expenses can easily total over $12,000. Once you qualify for a plan your rates will never increase and your coverage will never decrease. If for some reason, you were to miss a payment this coverage contains a cash accumulation account that can temporarily cover missed payments.
Final Expense coverage is designed primarily for those ages 40-85 and most plans can be placed without ever having to undergo a medical examination. Final Expense coverage is generally a lower face amount ranging anywhere from $2,500-$35,000.
If you are concerned that paying for your funeral will be a hardship for your family or if you have coverage, but want to either increase what you have or want to be sure you have the right plan for your current needs we can help. Click the button below to receive a free quote today.