Terms & Conditions

Terms & Conditions

Effective Date: September 18, 2026

Welcome to the website of Mendenhall Financial Group ("Mendenhall Financial Group," "we," "us," or "our"). By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree with these terms, please do not use this website.

1. Website Purpose

This website is provided for general informational and educational purposes and to help individuals learn more about financial strategies and the products and services that may be available through Mendenhall Financial Group.

Information presented on this website is not intended to constitute a personalized financial, investment, tax, accounting, or legal recommendation.

Your use of this website does not create a client, advisor, fiduciary, insurance producer, or other professional relationship between you and Mendenhall Financial Group.

2. No Financial, Investment, Tax, or Legal Advice

The information contained on this website is general in nature and should not be relied upon as a substitute for individualized professional advice.

Financial products and strategies may involve risks, costs, limitations, fees, surrender charges, tax considerations, and other factors that vary depending on an individual's circumstances.

You should consult with appropriately qualified professionals regarding your individual financial, tax, legal, insurance, or investment circumstances before making financial decisions.

3. Insurance and Financial Products

Mendenhall Financial Group may provide information regarding financial products and strategies, including, but not limited to:

Life insurance

Indexed universal life insurance (IUL)

Indexed annuities

Retirement planning strategies

Other insurance and financial products or strategies that may be available through appropriately licensed professionals

Availability of products and services may vary by state, individual circumstances, licensing requirements, underwriting requirements, carrier availability, and other factors.

Nothing on this website guarantees that you will qualify for any particular product, policy, rate, benefit, return, or financial outcome.

All insurance products are subject to the terms, conditions, exclusions, limitations, and underwriting requirements of the applicable insurance company and policy or contract.

4. No Guarantee of Results

Past performance, examples, illustrations, projections, or hypothetical scenarios presented on this website are not guarantees of future results.

Financial outcomes depend on numerous factors, including market conditions, product performance, interest rates, fees, expenses, policy terms, individual circumstances, and actions taken by the individual.

Any examples presented are for illustrative purposes only and may not reflect actual results.

5. Website Information

We make reasonable efforts to provide accurate and current information; however, we do not warrant that all information on the website is complete, accurate, current, or error-free.

Information may be changed, updated, or removed at any time without notice.

Mendenhall Financial Group is not responsible for losses or damages resulting from reliance on information contained on this website to the extent permitted by applicable law.

6. Lead Forms and Contact Information

If you submit a form, request information, schedule a conversation, or otherwise provide your contact information through this website, you authorize Mendenhall Financial Group or its authorized representatives to contact you regarding your inquiry.

Submitting information through this website does not obligate you to purchase any product or service.

You are responsible for providing accurate and complete information.

7. Electronic Communications

By submitting your contact information, you may receive communications related to your inquiry, including telephone calls, emails, or text messages, subject to applicable law and any consent requirements.

Message and data rates may apply to text messages depending on your mobile service provider.

You may opt out of marketing communications as permitted by applicable law.

8. Third-Party Websites and Services

This website may contain links to third-party websites or services.

These links are provided for convenience and informational purposes only. Mendenhall Financial Group does not necessarily control, endorse, or guarantee the accuracy, security, availability, or privacy practices of third-party websites.

Your use of third-party websites is subject to the terms and policies of those third parties.

9. Intellectual Property

Unless otherwise stated, the content on this website, including text, graphics, logos, photographs, designs, videos, and other materials, is owned by or licensed to Mendenhall Financial Group and is protected by applicable intellectual property laws.

You may not reproduce, modify, distribute, publish, display, or commercially exploit website content without prior written permission, except as permitted by applicable law.

10. Prohibited Use

You agree not to use this website:

For any unlawful purpose;

To submit false or misleading information;

To interfere with the operation or security of the website;

To attempt to gain unauthorized access to the website or its systems;

To copy or misuse website content without authorization; or

In any manner that violates applicable federal, state, or local laws or regulations.

11. Privacy

Your use of this website may involve the collection and use of personal information.

Please review our Privacy Policy for information regarding how we collect, use, maintain, and protect personal information.

If Mendenhall Financial Group is subject to financial privacy requirements, its privacy practices and notices should be maintained in accordance with applicable federal and state requirements. The FTC notes that covered financial institutions must provide privacy notices that clearly describe their information practices.

12. Regulatory and Licensing Information

Financial and insurance services are subject to applicable federal and state laws and regulations.

Services and products may only be offered in jurisdictions where Mendenhall Financial Group and/or the applicable financial professional is properly licensed or authorized to conduct business.

Nothing on this website should be interpreted as an offer to sell or solicitation to purchase a financial or insurance product in a jurisdiction where such activity is not permitted.

13. Limitation of Liability

To the fullest extent permitted by applicable law, Mendenhall Financial Group and its owners, employees, representatives, affiliates, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, or other damages arising from or related to your use of, or inability to use, this website or information contained on the website.

14. Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis to the extent permitted by applicable law.

Mendenhall Financial Group does not guarantee that the website will always be available, secure, uninterrupted, error-free, or free from harmful components.

15. Changes to These Terms

Mendenhall Financial Group reserves the right to modify or update these Terms & Conditions at any time.

Changes become effective when posted on this website unless otherwise stated.

Your continued use of the website after changes are posted constitutes your acceptance of the updated Terms & Conditions.

16. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws applicable to Mendenhall Financial Group's applicable business operations and jurisdiction, without regard to conflict-of-law principles.

Any disputes shall be handled in accordance with applicable law.

17. Severability

If any provision of these Terms & Conditions is determined to be invalid or unenforceable, the remaining provisions will remain in full force and effect to the extent permitted by law.

18. Contact Us

If you have questions regarding these Terms & Conditions, please contact:

Mendenhall Financial Group

Tampa, FL
+1 813-592-7325
[email protected]

Last Updated: September 18, 2026